Three Rivers Mortgage is a full service mortgage broker, based in Columbia, South Carolina, offering all types of mortgage products as well as the knowledge and experience to help guide home buyers in choosing the right mortgage option for them.
My name is Chris Austin and I have been a lender in the Columbia Area for 10 years. I have helped hundreds of families fulfill their dream of homeownership. I am the proud father of 4 wonderful children. My wife, Lisa, and I are active in coaching our kids on the soccer field and support their interest in music.
Putting Customers First
We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. We also remain committed to working with reputable lenders who strive for good customer service throughout the loan process and extending that relationship with their clients over the life of the loan.
Lower Mortgage Costs Through Cutting-edge Mortgage Origination Technology
Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available. In a rush? We welcome you to try our mortgage calculators! The Internet, advanced mortgage processing software, and automated mortgage underwriting systems are coordinated to speed the mortgage process and deliver the best rate and terms.
Highest Quality Mortgage Services
From mortgage processing and underwriting, to loan closing and funding, our expert mortgage staff will efficiently expedite your entire transaction. We'll keep you informed every step of the way. We're committed to building rewarding, long-term customer relationships.
Meeting Every Challenge
In today's economy, we have seen a pull back in both the number of lenders and products offered. With over 35 years of cumulative experience in mortgage banking, we have seen trends of all types.
We rapidly respond to new opportunities made available in today's dynamic mortgage markets. As a result, the requirements of our mortgage customers are consistently met through mortgage underwriting flexibility and delivery of unique mortgage programs. We often identify niche mortgage programs that are essential to satisfying individual mortgage customer needs.
Products Offered
- Conforming Fixed Rate Products with 10 to 40 Years
- FHA and VA 15 & 30 Year Fixed, 3/1 and 5/1 ARMS
- Long & Short-Term Adjustable Rate Mortgages
- 90% Financing with No Private Mortgage Insurance
- Interest Only Options On Fixed and Adjustable Rate Mortgages
- Investment Property Financing with up to 10 Other Properties Owned
- FHA Loans with as low as 580 Credit Scores!
